“If your trading account has not had any trading activity (trading/withdrawals/deposits) for at least ninety (90) calendar days, an inactivity account administrative fee of AUD 15 per month will be charged. If the free balance of the trading account is less than AUD 15, the full balance will be charged. There will be no charge if the free balance in your account is zero (0). The inactivity account administrative fee will be charged to each trading account. Therefore, we suggest you withdraw the balance of any trading accounts you do not plan to trade within the next ninety (90) days and request us to close the account.